TOPIC

Help! Moving to Florida - credit ratings????

Discussion started on 29 Mar 2014
ID: #57
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Boxterboy2
COMMUNITY MEMBER
Boxterboy2 Posted on 24 Mar 2014, 11:59
Hi
We are a family of four who are moving to Boca Raton at the end of the uk school year.
I am v worried about moving to a country where we will have no credit rating.
1) how do you rent a house without a credit rating? (We are renting out our London home so will not be flush with cash!)
2) how do you lease x2 cars without a credit history?
Thanks for your help
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AmerLisa
COMMUNITY MEMBER
AmerLisa Posted on 24 Mar 2014, 12:05
What visa are you moving over on?
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Boxterboy2
COMMUNITY MEMBER
Boxterboy2 Posted on 24 Mar 2014, 12:06
A L1 visa
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AmerLisa
COMMUNITY MEMBER
AmerLisa Posted on 24 Mar 2014, 12:07
If you use the search engine, you can probably get answers to your questions more quickly
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Pulaski
COMMUNITY MEMBER
Pulaski Posted on 24 Mar 2014, 12:08
A private landlord is likely to be much more tolerant of your lack of credit history, but be prepared to pay an extra month or two's rent up front. Don't do anything silly like offer a whole year's rent in advance as that might just spook the landlord completely.
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Boxterboy2
COMMUNITY MEMBER
Boxterboy2 Posted on 24 Mar 2014, 12:08
Thanks
I was planning on either renting direct or offering 6 mths (Gonna kill me) up front.
Can't seem to find any websites that are landlord direct
Does anyone know of any? Truilla etc seem to only have realtors.
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GeoffM
COMMUNITY MEMBER
GeoffM Posted on 24 Mar 2014, 12:09
Found mine on Craigslist but I got lucky. There are a lot of scammers on CL so beware. Red flags include the landlord being away/travelling.
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One year in southern California so far 
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Pulaski
COMMUNITY MEMBER
Pulaski Posted on 24 Mar 2014, 12:09
Many websites are a mix of private and direct. Try Craigslist, zillow.com, rent.com, forrentbyowner.com, or Google for others.

Personally, I wouldn't start by offering more than three months rent, and upping the amount if necessary. You want to appear trustworthy, not desperate. 

You know that houses here are invariably rented unfurnished, with a cooker and fridge, and perhaps a dishwasher, and microwave, don't you?
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Guindalf
COMMUNITY MEMBER
Guindalf Posted on 24 Mar 2014, 12:10
...or asking for up-front fees!
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notonuksoil
COMMUNITY MEMBER
notonuksoil Posted on 24 Mar 2014, 12:11
International Autosource for the cars is an option but has to be set up in the UK before you move to the US.

We originally came over on an L1 and OH employer acted as guarantor for us when we we looking for rentals. Realtors just contacted the company directly and got written confirmation about job, salary, visa etc.
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